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	<title>Millennials | Atlas Financial Services</title>
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	<title>Millennials | Atlas Financial Services</title>
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		<title>Essential Budgeting Tips for Millennials</title>
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		<dc:creator><![CDATA[ATLAS]]></dc:creator>
		<pubDate>Mon, 07 Aug 2017 20:28:51 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Advice]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Budgeting Tips]]></category>
		<category><![CDATA[Millennials]]></category>
		<category><![CDATA[Money]]></category>
		<guid isPermaLink="false">https://www.afscollect.com/?p=236</guid>

					<description><![CDATA[<p>Budgeting is hard. No fancy words about it – it’s just straight-up hard. And being constantly shafted by overinflated living expenses is just painful. So today I wanted to take a second to go over a few money-saving tips. There’s No Place Like Home … To Brew Your Coffee I know a slew of people...</p>
<p>The post <a href="https://www.afscollect.com/budgeting-for-millennials/">Essential Budgeting Tips for Millennials</a> first appeared on <a href="https://www.afscollect.com">Atlas Financial Services</a>.</p>]]></description>
										<content:encoded><![CDATA[<p><span style="font-weight: 400;">Budgeting is hard. No fancy words about it – </span><b>it’s just straight-up hard</b><span style="font-weight: 400;">. And being constantly shafted by overinflated living expenses is just painful. So today I wanted to take a second to go over a few money-saving tips.</span></p>
<h2><span style="font-weight: 400;">There’s No Place Like Home … To Brew Your Coffee</span></h2>
<p><span style="font-weight: 400;">I know a slew of people who throw fits if they don’t get their daily $6 drink from Starbucks. Well, I’d throw a fit if I was spending that much money on coffee. Why would I throw a fit? Because I’d be so far bankrupt I’d be writing this on a pad of paper under a lean-to outside Portland Chinatown. But while these people lecture me on Facebook about things like </span><i><span style="font-weight: 400;">privilege</span></i><span style="font-weight: 400;"> (from their $2,000 MacBooks),</span><b> I’ll be at home </b><span style="font-weight: 400;">with my dog and my roommate, </span><b>sipping coffee that I brewed from an $8 can of Folgers</b><span style="font-weight: 400;"> which will last me at least two months, quite content by </span><b>not spending more than $1,500-a-year on Starbucks.</b></p>
<h2><span style="font-weight: 400;">Fuel Economy</span></h2>
<p><span style="font-weight: 400;">Here’s the thing about the different octanes at the gas station – most cars are designed to run on 87-octane. If you have an engine that runs 87 and you buy 89 or 92, </span><b>you’re spending more money than you have to</b><span style="font-weight: 400;">. I just learned this last month, so don’t feel bad.</span></p>
<p><span style="font-weight: 400;">With that said, if you can reach your destination without driving, then either bike it (looking at you, Portlanders, I know how much you’re into biking) or walk it. </span><b>You’ll save gas money and you’ll work that fitness</b><span style="font-weight: 400;"> while you’re at it. Win-win.</span></p>
<h2><span style="font-weight: 400;">The Buddy System</span></h2>
<p><span style="font-weight: 400;">We’ve all seen the statistics by now that say things like “one person making X amount can’t afford a two-bedroom apartment.” Sooo … </span><b>find a roommate</b><span style="font-weight: 400;">. Why do you need a two-bedroom place if you’re one person?</span></p>
<p><span style="font-weight: 400;">Having a roommate will cut living costs, for the most part, in half, </span><b>saving you several hundred dollars per month</b><span style="font-weight: 400;">. And if you live with someone you know and are friends with (strongly recommended) it just makes life more fun.</span></p>
<p>&nbsp;</p>
<p><span style="font-weight: 400;">And while you’re thinking about ways to save money, check out this <a href="https://www.afscollect.com/best-mobile-budgeting-apps/" target="_blank" rel="noopener noreferrer">list of budgeting and finance apps</a> I wrote recently. </span><b>They make tracking your spending, bills, and saving so much easier</b><span style="font-weight: 400;">.</span></p><p>The post <a href="https://www.afscollect.com/budgeting-for-millennials/">Essential Budgeting Tips for Millennials</a> first appeared on <a href="https://www.afscollect.com">Atlas Financial Services</a>.</p>]]></content:encoded>
					
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